Motor Excess Protection Silver - only £49


Our Motor Excess Insurance provides you with excess reimbursement cover on your motor insurance policy, up to an annual aggregate limit of £500 following a successful claim on your main insurance policy. This allows an unlimited number of claims up to this amount.


  • Protects the excess on your motor vehicle insurance policy which covers your motor vehicle against damage and protects against your liabilities that could be incurred in connection with your ownership of a motor vehicle.
  • Motor Vehicle" means
    • a car which is constructed for the carriage of passengers and their effects with up to 7 seats
    • a van not exceeding an unloaded weight of 3.5 Metric Tonnes or being used for transporting goods or groups of people
    • a motorcycle


  • Available only to residents of the UK and Northern Ireland, Isle of Man and the Channel Islands and are aged at least 18 years of age on the date of purchase of this insurance policy
  • The Insured Person on your Motor Insurance Policy must be the same Insured Person as stated on the Certificate of Insurance to this Policy


  • Claims made during the policy's first 30 day waiting period unless this policy is purchased at the same time as you purchased your private motor insurance
  • In respect of use of Your Motor Vehicle use
    • for hire or reward
    • for commercial travelling where You are not the sole user/driver
    • any purpose in connection with the motor trade
  • Any claim arising from glass repair or replacement